An acquaintance and wise saying says: “divine treasure youth ". Without a doubt, a "treasure" that no default swap would linger if you don't know saving from a young age by what age can not excuse to start doing so.
In addition, what better that inculcate this idea of saving children, which, it is true, do not receive money, the important thing is start with what you have those coins of birthdays, small jobs or gratuities (countertops). The important thing is that the money saved it in your piggy bank.
This parent will be encouraging savings for which you must set priorities and goals for the success of that goal. It is the beginning of the habit of saving.
The truth is that financial education germinates at home. Therefore, there are certain tips that parents should consider when it comes to take the first step:
One: You have to talk to them in a clear and simple way explaining that they work to earn a wage that covers everything that is bought for the House.
Two: Explain to them that to be one good saver must be an accurate account of what saved in your "piggy" to give you a idea of what to buy. This will be strict control of the money.
Three: It could give an incentive for the money you save with the aim of promoting them the discipline of saving.
Four: Explain that choose one thing and discard another is the way to buy according to the money that you have.
Five: Give them to understand the priorities to be taken into account at the time of buying things and able to distinguish them to avoid unnecessary expenses. That is, you have to know split the savings.
Make the leap to the Bank
After the traditional piggy bank, it is important to make that great leap: open a savings account, which, in some way, yields will be obtained even if they are small. Major Banks offer these types of savings in addition to the municipal savings credit unions and even the Rural Savings and Credit.
At what age should one start?
Specialists point out that the children between age 5 and 6 can start to do it even if this is not a universal rule and there is no magic age to start it.
And is that the best time to do it is when the child begins to understand the importance of saving and what money is.
No doubt, that it is an excellent opportunity of education and found the bases of financial responsibility of the child and in some way to a future shape entrepreneur. The decision is in your hands.
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